Issue #1, No Money from Outside the Country!

Issue #1: ING Direct will not accept checks or wire transfers from out of the country.

Pretty much every 'regular' bank will accept these. Money is money after all. I receive a good percentage of my income from affiliate payments that arrive from places like England and Canada (and not places like Iraq or Lebanon). When the accounts transitioned there was no warning about this banking difference and, in fact, no clear documentation about the numerous differences between an ING Direct Electric Orange account and a regular checking account.

Worse than this, the initial payments from out of the country did eventually get into my account, so at first there was no indication there was a problem. Weeks later I received a letter that said that they didn't accept wire transfers or checks from abroad. Whaaaa?

Because of the delays and eventual non-posting of these payments a repeating electronic withdrawal did not complete. This is important for Issue #2.